Business Advice

We love running our own business. We expect you do too.

But running a successful business is not for the faint hearted. It can be complicated, and the impact of getting it wrong can be substantial. Nothing quite takes the fun out of your work like an unexpected tax hit, or a poor purchase decision or the most stressful of all – a poor recruitment decision.

So let yourself benefit from our experience. We can help ensure that you get things right the first time. This means things like ensuring that your business is properly structured to achieve all of your aims: profit maximisation, tax optimisation, asset protection and succession planning, to name just a few.

We can also help you select the right technology and other supports that best suit the size and type of your business at each stage of its development. Our speciality is to help you develop the right attitude about staffing, which is fundamental to making the right decisions.

And, of course, we also assist with critical elements like financing the business and managing it’s day-to-day, month-to-month and year-to-year cash flow arrangements. Did you know, for example, that there is usually no upper limit on the number of company cars your business can have? We can show you many of these little ‘tricks’ that together add up to a much more rewarding business, both personally and financially.

Put simply, as business owners ourselves, we are well-versed in the million and one little things that must be addressed if your business is to run effectively. So, just talk to us about your business, and let us help you make your good thing better.

Bernardo Moyano

Senior Financial Planner

Experience: 20 years in the financial planning industry, working in major banks, running his own business and working for 2 other financial planning firms as a contractor while looking after my own clients.

Bernardo is a Financial Planner with particular expertise in the areas of retirement planning strategies, superannuation, income streams, centrelink, age care, corporate superannuation, managed investments, and personal & business insurance. Bernardo blends a high technical knowledge with an easy to understand communication style. He has been successfully assisting personal & corporate clients achieve their financial goals for over twenty years.

Assisting a client protect and improve their lifestyle is always one of Bernardo’s priorities. “Because we focus on strategy and education, clients become empowered to take control over their financial future”.

Hobbies/Interest: Spending time with family, coaching kids sports and going on holidays with our caravan.

Bernardo Moyano is an authorised representative (295705) of Nextplan Financial Pty Ltd (AFSL 452996).

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