Everybody wants to retire as comfortably as possible.
It is never too early to start planning your retirement. For younger clients, retirement might be a little in the background, as we assist you with more immediate aims such as buying a home, paying off debt, managing your career and raising a family. But the fact that there are more pressing aims does not mean that retirement should be ignored completely, and we can show you how to manage your affairs so that what you do today also benefits you when you retire.
For clients closer to retirement age, we help you decide when and how to start to make the transition from working life to retirement. For some people this transition is a gradual process. For others it is more sudden. Either way, we help you ensure that you make the transition as comfortably and successfully as possible.
This can include things like planning for the potential use of Centrelink and other Government benefits.
For clients who have already retired, our aim is simple: to help you make sure your money lasts as long as you need it to. This means ensuring that you have invested your super in the right place and that you are managing the costs of your investments – including tax – as efficiently as possible.
Once again, we also ensure that your financial planning makes best use of Centrelink and any other government benefits to which you may be entitled
Senior Financial Planner
Experience: 20 years in the financial planning industry, working in major banks, running his own business and working for 2 other financial planning firms as a contractor while looking after my own clients.
Bernardo is a Financial Planner with particular expertise in the areas of retirement planning strategies, superannuation, income streams, centrelink, age care, corporate superannuation, managed investments, and personal & business insurance. Bernardo blends a high technical knowledge with an easy to understand communication style. He has been successfully assisting personal & corporate clients achieve their financial goals for over twenty years.
Assisting a client protect and improve their lifestyle is always one of Bernardo’s priorities. “Because we focus on strategy and education, clients become empowered to take control over their financial future”.
Hobbies/Interest: Spending time with family, coaching kids sports and going on holidays with our caravan.
Bernardo Moyano is an authorised representative (295705) of DJA Capital (AFSL 342893).